Hospital bills, critical illness, retirement:
have you done the maths?
Is your work medical cover enough? Between jobs you actually have none. How critical illness plans differ, how much to save for retirement: answer a few questions and see. No big talk, just the numbers.
Everything is calculated on your device. Nothing is stored or uploaded.
Not sure where to start?
Answer 3 questions and we'll suggest which tool to try first.
3 tools plus protection facts
A few minutes each. Save the result as a PDF or an IG Story image.
Medical & CI compare
At your age, what do different medical and critical illness plans cost each year, and how do premiums rise up to 65? Every figure has a source and an update date.
Take a look →Medical safety net
Is work cover enough? Ten questions show your protection gap, how much to set aside, and what waiting 10 years would cost.
Take a look →Retirement planner
You're 25 and save $2,000 a month. Roughly how much will you have at 65? Is your MPF enough, and how do you close the gap?
Take a look →Protection facts
What does seeing a doctor cost? Public hospital fees, private surgery costs, a medical inflation calculator, cancer figures and the latest healthcare policy, each with an official source and updated regularly.
Take a look →I'm Cody Chan, an insurance and financial planning consultant in Hong Kong.
Medical cover, critical illness and retirement are things most employees know they should think about, but keep putting off. Policy terms are long and the numbers are many, so they are hard to compare on your own.
So I built this site: answer a few simple questions and work things out with sourced numbers. If you'd like to talk it through afterwards, that's when you reach out to me.
How I choose and check the information → IG: @codychan813
Disclosure: I'm an insurance and financial planning consultant. A chat comes with no obligation to buy.
IG @codychan813
Starting with everyday money?
Saving, salary split, markets and card offers are on the sister site, HK Money Compass.
Sister site：HK Money CompassWant someone to go through it with you?
Book a free chat about your medical, critical illness or retirement planning. No obligation to buy anything.
Book a free chat →WhatsApp, phone or Google Calendar, whichever suits you