Medical & critical illness compare
Same age, different plans: what does each cost a year?
Medical insurance reimburses actual hospital and surgery bills. Critical illness insurance pays a lump sum on diagnosis, to cover lost income and costs beyond medical bills. They do different jobs; it's not one or the other.
First, about you (used on both tabs)
Age
Sex
Do you smoke?
Calculated on your device only. Nothing is stored or uploaded.
Ward class you want
The most deductible you'd accept
Each plan starts with the highest deductible up to this amount; you can change it on the card. A higher deductible usually means a lower premium; you pay this amount yourself first when you're admitted.
Covering more illnesses doesn't mean better cover. Insurers may define the same illness and its payout conditions differently; the policy terms prevail.
Type of critical illness cover
Renewable: renewed every year or few years, premium rises with age. Level premium: fixed during the payment term. Savings: whole-life cover with cash value. Each card shows the sum insured listed in the premium table.
Side by side
Tap "Add to compare" on up to 3 plans above.
How premiums change with age
Based on the insurer's current premium table, without future increases. Medical premiums usually change with age and may change on renewal.
Medical + critical illness: the total each year
Important: Results are for reference only and are not insurance, investment or tax advice; premiums are subject to the insurer's latest figures. Comparisons list factual information only, sorted by the value you choose, and do not mean any product is better or more suitable for you. Items marked "Sample" are not real products. Coverage, exclusions and payout conditions are subject to the policy terms.
Important: Results are for reference only and are not insurance, investment or tax advice. Rates of return are assumptions, not guarantees;
premiums are subject to the insurer's latest figures. What you enter is calculated on your own device and is never stored or uploaded.
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